- Do you cringe every time the phone rings because bill collectors call you constantly?
- Do you dread getting your mail because of all the bills and late notices?
- Are you afraid that constant phone calls from collection agencies and creditors at your work are going to cost you your job?
- Are you stressed, losing sleep, and unable to cope with your finances?
- Do you need a fresh start?
We can help. We will explain your options, help you determine if bankruptcy is the right choice for you, and provide you with confidential guidance to a fresh start.
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Broken Bench
Certified Bankruptcy Specialist
365-C East Blackstock Road | Spartanburg, SC 29301
Phone: 864-574-7944 | E-mail
DISCLAIMER: This site is made available as a service to our clients and friends. It is not intended to be a solicitation or to render legal advice; some of our pages provide links to other information resources on the internet. These sites are not endorsed or supported by the Law Office of Däna Wilkinson and the firm does not vouch for the accuracy of the information provided therein.
Q: So, I heard the laws changed and you can't file bankruptcy anymore. Is it even an option?
A: Yes, bankruptcy is still an option. The changes in the law affect a small percentage of people. Even if you are one of those few, it may limit your options, but most people can file bankruptcy. That said, it may be that bankruptcy is not your best option — not everyone should file. Every case is different. The only way to find out for sure is to come in and let's figure it out.
Q: Okay, let's cut to the chase — can I keep my stuff? You know, my house, my car, my furniture, my retirement?
A: I know you want a clear, straight answer, but the only answer to that question is it depends. It depends on a number of things — what your property is worth, what you owe on it, how long ago you bought it, and what kind of bankruptcy you want to file. In order to tell you what will happen to your stuff when you file bankruptcy, I have to ask you a lot of questions. Once I know what your situation is, we can find a way to address the issues that are important to you. And we can usually give you an idea of what will happen if you do file bankruptcy, and what may happen if you don't.
Q: What does it cost?
A: Sorry, but again, it depends. Fees are based on the amount of time that I estimate it will take to complete your case, and that depends on what kind of bankruptcy we decide on, and how complex your finances are. But there is usually no charge for an initial visit, and I can usually tell you at that time what the fees will be and discuss payment arrangements with you.
